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Although he later became a noted philanthropist, the 19th century banker didn't always find it easy to be separated from his money. The best-known story of his thrift was told by Junius Morgan, who became his business partner in 1854. Peabody didn't own a carriage but would come to work by public horsecar. One day, Morgan told Peabody that he looked sickly and should probably go home for the day. Peabody agreed. Twenty minutes later, while running an errand, Morgan found Peabody standing in the rain. "Mr. Peabody, I thought you were going home," he said. "Well, I am," Peabody responded, "but there's only been a two-penny bus come along as yet and I am waiting for a penny one." At the time, Peabody had more than a million pounds in the bank. (spotted in The House of Morgan, by Ron Chernow)