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1. Free shipping on thousands of products at Rakuten (Buy.com)
2. Click to see current "lightning" deal at Amazon
3. Browse current deals at Amtrak
4. Browse weekly fare specials at Amtrak
5. Free shipping on $25+ at Amazon
6. $25 vouchers for $10 at Restaurant.com
7. Search for baby gear at Amazon Outlet
8. Search for car seats at Amazon Baby
9. Print free grocery coupons at Coupons.com
10. Search for Kindle ebooks at Amazon Kindle

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Lending Club

Lending Club P2P Personal Loans

Launched in 1996, Lending Club is a social lending network where members lend and borrow money from each other (a system known online as P2P personal loans, for person-to-person), almost always at better rates than offered by credit cards or banks. Borrowers can apply for up to $25,000 as long as they show responsible credit (660 FICO, no current delinquencies, less than 30 percent debt to income, etc). Lending Club charges borrowers an origination fee of .75 to 3 percent of their loan amount request. Individuals who have money to lend in many states can create an account, then review the profiles and requests from various lenders and decide where to make small loans. Because each borrower receives money from a number of individuals (for instance, someone who wants to borrow $500 may have it funded by 10 Lending Club members who each provide $50), there is less individual risk should someone default on their loan. The higher the interest rate you are able to get by lending out your money, the lower the borrower's credit rating and the more risk you take on. Categories: Investing, Personal Loans. Notes: At this time, Lending Club does not accept loan applications from residents of Iowa, Idaho or Maine. Loans are issued by WebBank, an FDIC insured Utah chartered industrial bank located in Salt Lake City, Utah. Borrowers must be US citizens or permanent residents and at least 18 years old. Valid bank account and social security numbers are required. All loans are subject to credit approval.

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